Category: Money

Dear Presidential Candidates

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Dear Presidential Candidates,

I know you are busy strutting your stuff on stage, and arguing why you are the better option; but I have something to say. I am not really a person of note, and I can’t claim to have the education and experience as you. What I do have is something you do not; a perspective from the working class.

Each of you claim that you will improve the economy, boost jobs, and decrease debt. I am sure your plan sounds great, and looks even better on paper. I am sure that you are going to do everything in your power to make this country better. I do not doubt your intentions at all. What I do doubt is your ability to listen.

Take a moment to step down from your pedestal. Just a small moment, that is all I ask. I want you to think like those of us that work day to day, living from pay check to pay check. Lets say last year I was making $20 an hour. I got a raise of $0.06 an hour. That is an extra $2.40 a week. However, my healthcare costs increased by $7.20 a week. Gas has increased by $.42 a gallon, as have about 95% of food costs, retail costs, as well as service costs, i.e. cell phone, cable, internet, etc. I am effectively working for less money this year as I was last year. And costs are just continuing to rise.

Why is the middle class shrinking? Because your forcing them into poverty. Open your eyes and pay attention.The corporations outsource our jobs, then whine about decreased sales. Well if they take away someone’s job, obviously they are not going to be buying as much, thus the economy will fall. I understand they can make that T-Shirt for $.03 over in china, then sell it here for $29.99 which increases their profits. It is business sense, totally understand. The thing is they then give a nice hefty big bonus to their head honchos. Do I think Executives should be paid well? Yes I do. Do I think they should be given million dollar bonuses while they have to cut raises for the lower workers because of lack of profits? No.

The fact is, you cater to the rich, assist the poor, and forget the working class. I am not saying that I would rather be in poverty. They have struggles too, and I am glad that those who need the assistance get it. However that doesn’t change the fact that those of us who do work our butts off to stay out of that have it easy. Get your stuff together and fix this country. Help all of your citizens. Don’t preach about what your doing or going to do for them, as chances are you won’t. Instead, why don’t you show them? Why not prove that you are going to make a difference.

If this post is out of line then I apologize. I am currently sitting at my desk waiting to see if I get laid off. So far, many of my coworkers have. Why don’t you, Presidential Candidates, come and sit at my desk. Playing the waiting game might make you remember that you have a responsibility to the people. Stop strutting, stop arguing, and start listening.

Sincerely,

An annoyed middle class citizen

Honor: A Thought about People

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Honor: A Thought about People

Honor, it is a word that has existed for as long as history.  What do you think of when you think of honor?  Do you think of medieval knights?  Soldiers?  Police officers?  Perhaps firemen?  I know we certainly don’t think of politicians.  According to the ever handy dictionary.com, honor means honesty, fairness, and integrity, to be held in high respect.  Honor is a word we use to describe people of greatness, people who held fast to their beliefs and acted with honesty, and integrity.  This could apply to a great many people you know, and I truly hope it does.

This weekend, a simple disagreement about another’s actions sparked a deep turmoil for me, and I began to question honor in today’s world.  I was suddenly thrust into deep thought about the ability to ask for help, deception, and pride.  It may seem a bit muddled, but I will do my best to explain.  My words may seem a bit controversial, because it truth they are.  Besides, it just wouldn’t be a Monday without a bit of controversy now would it?

To begin this explanation, I should tell you a little about where I am from.  I was born and raised in the suburbs of Boston, Massachusetts.  Massachusetts is considered one of the more expensive states overall to live in.  In fact some of you may have heard its nickname, Taxachusetts.  Especially with the recent economy, there are many that struggle to continue living here simply because the cost.  To help this struggle, the State offers programs to assist those in need.  Although there is much negativity towards the Welfare program, WIC, (Women, Infants, and Children) or the Food Stamps (SNAPS) program, I am a firm believer that they are necessary and wonderful programs.  I myself have had the need of WIC aid at one time.  People will do what they must to survive, and there is no shame in asking for help.  These programs were put in place to help struggling families, and there is nothing wrong in accepting it.

I have had many friends call upon these programs to help get back on their feet.  I have never once looked down upon them, or scorned them for it.  In fact, I never really gave it much thought.  That was until this weekend when a simple discussion brought about a sharp sense of anger.  There is a very big difference between needing these programs, and wanting them.

When I applied for financial aid this year, as I am returning to school in September to pursue writing,  I did not receive any.  Instead, the government has graciously allowed me to borrow the necessary funds.  I was prepared for this, as my family and I are in a good position financially.  It did not damper my spirits in the slightest.  I know that many people can receive aid, but I truly believe it should be granted to those that need it.  Although I would love to have it, I know I do not fit the bill.

What upset me so much this weekend was deception, that is to say people who lie to get benefits they may or may not deserve.  Those that live in the United States know that this is a hot topic.  Much of this hatred is aimed at those receiving unemployment without looking for a job, but that is not what this post is directed at.  This is directed at those that receive benefits, and lie about why they need them.  Take a person who receives assistance because they are deemed eligible.  That person receives a free education, usually to a school of their choice pending their merits, cash assistance, healthcare assistance, food assistance, even housing assistance.  To all, it seems like they are getting all the help they need to get back on their feet.  Except what they don’t tell the government is that they are working under the table making a good $500 to $600 plus a week.  It may not seem like much money, but that is a good amount over minimum wage, and that wage alone would disqualify them from most of the assistance they receive, pending the size of their family of course.  So imagine the frustration of those that go to their job, day in and day out, have 30% of their wages taken out in taxes, and receive less take home pay than the other person who is also receiving all the assistance, paid for by those very same tax dollars.  It is very discouraging.  Despite that, I can see why people abuse the system.  It is truly financially a better option.  It is not, however, an honorable option.

So I ask then, is it worth it?  Is it wrong, or is it right?  Anyone who claims that is right is deluded.  And yet history teaches us that just because something is not right, does not mean that people are not going to do it.  After all, if they can qualify for it, they will go ahead and take it.  This is where my thoughts on pride surfaced.  As stated before, there is nothing wrong with taking help when you need it.  Key word there is need.

When I first had my daughter, my fiancé and I struggled.  I was out of work due to the harsh pregnancy, and my fiancé was the only one brining in money.  We struggled to pay bills, and we decided we needed help.  Luckily we were able to join a wonderful program called WIC which helps families by supplying basic things such as fruits and vegetables, milk, and even formula to those who need it.  We joined WIC for a few months, but when we got back on our feet we decided we no longer needed it and stopped the program.  It had served its purpose and we moved on.  Now, we are in a great situation due to hard work, and a drive to do better for our family.  I went out, found a fantastic job and am now supporting my family to the best of my ability.  I am proud to say that.  I am also proud to say that I am doing it on my own.  I have no ill thoughts to those that need help because they are doing what they need to do for their families, and that is something to be just as proud of.

However, I would not be proud to deceive these programs, and cheat the system to get benefits you  are not entitled to.  It may not be ideal that these things are not available to everyone, but then if that were the case our taxes would skyrocket and then this post would be about that.  So to those people who are abusing the system to your own advantage, I ask a simple question.  Does it make you feel proud that you are able to get benefits you might not deserve?  If it does, well then all the power to you.  While you stand proudly over your pile of deception, I will stand proudly over my accomplishments.  And should the government catch you, which in all honesty is doubtful, then you might want to Google the definition of fraud.